I don’t understand why my insurance company won’t cover dental implants. I completely lose two teeth in a car accident and they’re telling me I don’t need them. It’s considered “cosmetic” to put in detnal implants. I need teeth. It is humiliating to have them missing. What can I do?
Gina N. – Alabama
- Most insurance companies will agree that a tooth needs to be replaced, but they don’t care nearly as much about the appearance of that replacement or even the advantages to one treatment over another.
- Generally, what they will cover is the least expensive treatment.
That doesn’t mean it completely hopeless for you to get dental implants if you want them. You can have your insurance cover what they will and simply pay the difference. If that is out of your reach, your dentist likely has payment options for you.
Most dental clinics also use care credit, whihc has low and no-interest payment plans.
Talk to your dentist. Dental implants are a significantly better treatment than most and you’ll be much happier with how they feel and function than other tooth replacements, so it is worth it to look into your options. Your dental office can help you get the most out of what coverage your insurance does provide.
This blog is brought to you by Libertyville Dentist Dr. David Potts.